Najat El Mekkaoui de Freitas is an Honorary Research Associate at the Smith School of Enterprise and the Environment at Oxford University, economist and professor in economics at the University PSL Paris Dauphine. Her research focuses on the economics of ageing, demographic changes and social security programmes.
Najat graduated from Pantheon-Sorbonne, M-Phil, and completed her DPhil (PhD) in economics from the University of Paris Dauphine.
She has served as a consultant to government and international organisations (World Bank) on a variety of issues dedicated to social protection systems. She helped design the innovative tool to measure the pension rights in France at the Ministry of Social Affairs. She is research fellow at the Economic Research Forum (ERF) and NETSPAR. She is involved with the UN-ESCWA and the National Council of Human Rights (Morocco) to promote and to protect the rights of older persons. Each year she coordinates an International Conference on Pension, Insurance and Savings.
Private asset income in France: Is there a breakdown of intergenerational equity between 1979 and 2011?, with d'Albis H., Badji I. and Navaux J., The Journal of the Economics of Ageing, 2017.
Valuation of longevity-linked life annuities, with Bravo J., Insurance: Mathematics and Economics, 2017.
"A Financial Fraud Detection Indicator for Investors: An IDeA", "D'un indice de detection d'anomalies à l'usage des investisseurs", with Bernard, B. Maillet, A. Modesto, Revue Economique, 2016.
"Pension Reform: Securing Morocco's Elderly", ERF Policy Brief, No. 2 June, 2015.
Constitution d'un revenu complementaire de retraite: quels sont les facteurs determinants? with Berangere Legendre, Economie et Statistique, No. 472-473, Economie et Statistique, 2014.
Constitution d'un revenu complementaire de retraite: quels sont les facteurs determinants? with Berangère Legendre, Economie et Statistique, No. 472-473, Economie et Statistique, 2014.
"Social coverage, solidarity and promoting the rights of the elderly people", DIFI Family Research and Proceedings 2013, Special issue on "Protecting the Arab Family from Poverty: Employment, Social Integration and Intergenerational Solidarity", 2013.
"Individual Private Retirement Insurances: Holding Behaviours Among Pensioners" with G. Clark, B. Legendre, Economics Bulletin, vol.33, Issue 1, 2013.